> For the complete documentation index, see [llms.txt](https://docs.xpayconnect.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.xpayconnect.io/documentation/eng/reference/payment-methods.md). # Payment Methods Used in the `type` field when creating an order: [PAYIN-FIAT](/documentation/eng/orders/create.md) and [PAYIN-CRYPTO](/documentation/eng/orders/create-crypto.md). ## Fiat Methods | Method | Description | | ---------------- | ----------------------------------------------------------------------------------------------- | | **any** | Russian card / Russian SBP | | **card** | Russian card | | **sim** | Russian SBP | | **sngs** | Cross-border SBP | | **sngs\_abh** | SBP Abkhazia | | **sngc\_abh** | C2C Abkhazia | | **simcard** | Transfer to mobile operator SIM card | | **simcard\_sng** | Cross-border transfer to mobile operator SIM card (mobile commerce) — a mix of simcard and sngs | | **alfa** | Transfer strictly between Alfa Bank clients | | **ozon** | Transfer strictly between Ozon Bank clients | | **vtb** | Transfer strictly between VTB clients | | **sber** | Transfer strictly between Sberbank clients | | **psb** | Transfer strictly between PSB clients | | **uralsib** | Transfer strictly between Uralsib clients | | **raiffeisen** | Transfer strictly between Raiffeisen clients | | **yumoney** | Transfer strictly between YuMoney clients | | **mts** | Transfer strictly between MTS Bank clients | | **ak\_bars** | Transfer strictly between Ak Bars clients | | **sovkom** | Transfer strictly between Sovkombank clients | | **wildberries** | Transfer strictly between Wildberries clients | | **solidarnost** | Transfer strictly between Solidarnost clients | | **gasprom** | Transfer strictly between Gazprombank clients | | **yandex** | Transfer strictly between Yandex clients | | **tbank** | Transfer strictly between T-Bank clients | | **rshb** | Transfer strictly between RSHB clients | | **otp** | Transfer strictly between OTP clients | | **mkb** | Transfer strictly between MKB (Moscow Credit Bank) clients | | **pochta** | Transfer strictly between Pochta Bank clients | | **nspk** | Transfer via link / QR code | | **wire** | Transfer by account number (bank details) | | **qr\_sber** | Transfer by account number QR Sber–Sber | | **qr\_alfa** | Transfer by account number QR Alfa–Alfa | | **qr\_ozon** | Transfer by account number QR Ozon–Ozon | | **qr\_gasprom** | Transfer by account number QR Gazprom–Gazprom | | **qr\_otp** | Transfer by account number QR OTP–OTP | | **qr\_vtb** | Transfer by account number QR VTB–VTB | | **qr\_mts** | Transfer by account number QR MTS–MTS | | **wire\_alfa** | Transfer by account number Alfa–Alfa | | **wire\_kg** | Transfer by account number Kyrgyzstan | | **card\_pdf** | Card transfer. **Requires PDF receipt upload** — see warning below | | **sbp\_pdf** | SBP transfer. **Requires PDF receipt upload** — see warning below | | **qr\_smart** | Payment via QR code from any bank. **Requires PDF receipt upload** — see warning below | | **qr\_vip** | Payment from any Russian bank | {% hint style="warning" %} **Mandatory action for `card_pdf`, `sbp_pdf`, and `qr_smart`.** After the client pays, the merchant must attach a PDF receipt to the order via a separate endpoint — see [Receipt Upload](/documentation/eng/orders/receipt-upload.md). Without it the order will not be confirmed and moved to `success`. {% endhint %} {% hint style="info" %} The `qr_smart` method is always paid through the payment form (`form_url`): the form renders a QR code and accepts a PDF receipt (PDF format only). {% endhint %} *** ## Kazakhstan (KZT) — Local Mono-Bank Methods Local methods for accepting payments in tenge. Each method is a **mono-bank**: payment details are issued by a specific bank, and the payer transfers from the same bank's app. The response returns a local KZ payment detail (card or Kaspi phone number), with no cross-border routing. | Method | Description | | ------------- | -------------------------------------------------------------- | | **kz\_kaspi** | Local transfer within Kaspi Bank (Kaspi client → Kaspi client) | | **kz\_halyk** | Local transfer within Halyk Bank (Halyk client → Halyk client) | | **kz\_forte** | Local transfer within ForteBank (Forte client → Forte client) | {% hint style="info" %} Methods `kz_kaspi` / `kz_halyk` / `kz_forte` are available only for orders in **KZT** currency. The payment detail (card/phone) is returned in `payment_details.address`, and the bank in `payment_details.bank`. {% endhint %} *** ## Europe (EUR / USD) — Card Acquiring Card payments (Visa / Mastercard) via redirect to the checkout page. The client enters card details themselves — the API returns only the URL in `payment_details.address`. | Method | Description | | ------------------ | --------------------------------------------------------------------------------- | | **eu\_ecom\_card** | EU card acquiring (Visa / Mastercard) — payment via redirect to the checkout page | {% hint style="info" %} The `eu_ecom_card` method is available only for orders in **EUR** or **USD**. The `payment_details.address` field contains a link to the payment page — the client follows it and pays by card. Orders in other currencies are rejected. {% endhint %} *** ## Crypto Methods | Method | Currency | Network | Description | | --------------- | -------- | ---------------- | -------------------------------------------- | | **usdt\_trc20** | USDT | TRC20 (Tron) | USDT transfer on the Tron network | | **usdt\_erc20** | USDT | ERC20 (Ethereum) | USDT transfer on the Ethereum network | | **usdt\_ton** | USDT | TON | USDT transfer on the TON network | | **usdt\_bep20** | USDT | BEP20 (BSC) | USDT transfer on the BNB Smart Chain network | | **btc** | BTC | Bitcoin | Bitcoin transfer | | **ltc** | LTC | Litecoin | Litecoin transfer | | **eth** | ETH | ERC20 (Ethereum) | Ethereum transfer | | **bnb** | BNB | BEP20 (BSC) | BNB transfer on the BNB Smart Chain network | | **ton** | TON | TON | TON transfer |